Ministry becomes first federal entity to implement UAE’s national instant payment and domestic card systems, enhancing digital payment options for customers
Abu Dhabi: The Ministry of Finance (MoF) has announced the adoption of the ‘Aani’ instant payment platform and ‘Jaywan’ domestic card payment scheme as new payment channels for federal service fees and fines, becoming the first federal government entity to implement the initiative.
The move follows Cabinet Resolution No. (176M/4M) of 2026 concerning the adoption of the two systems and the applicable fees for their use.
The announcement paves the way for other federal entities and collection banks to adopt and implement the two systems in line with their approved procedures, further strengthening integration across the UAE Government’s payments ecosystem.
The initiative forms part of the Ministry of Finance’s efforts to advance the government’s digital payments infrastructure and accelerate digital transformation by offering faster, more flexible and convenient payment options.
Enhancing the digital economy
Younis Haji AlKhoori, Undersecretary of the Ministry of Finance, described the introduction of the two platforms as a strategic milestone reflecting the Ministry’s commitment to adopting nationally approved financial innovations.
“The introduction of ‘Aani’ and ‘Jaywan’ represents a strategic milestone that reflects the Ministry’s unwavering commitment to adopting the UAE’s latest nationally approved financial innovations and embodying the UAE leadership’s forward-looking vision of building a secure and sustainable digital economy,” he said.
AlKhoori noted that integrating the two solutions into government payment channels goes beyond improving transaction efficiency and convenience. It also enhances customer experience by offering payment options aligned with daily needs while strengthening the resilience of the national financial ecosystem.
He added that the Ministry was among the first federal entities to adopt the platforms because of their role in supporting a secure, reliable and interconnected financial infrastructure.
“The adoption of these two systems directly contributes to ensuring sustainable financial flows and reducing transaction operating costs, while maintaining the highest standards of security and speed,” he said.
Faster collections and greater flexibility
Saeed Rashid Al Yateem, Assistant Undersecretary for the Government Budget and Revenue Sector, said the initiative reinforces the Ministry’s commitment to modernising government revenue collection.
He said the new channels will accelerate collection processes, expand payment choices for customers and strengthen integration with the UAE’s national payments infrastructure.
The initiative is also expected to improve revenue management efficiency and provide greater flexibility in conducting financial transactions.
What are ‘Aani’ and ‘Jaywan’?
‘Aani’ is the UAE’s national instant payment platform, developed under the supervision of the Central Bank of the UAE. It enables users to make secure real-time transfers and payments around the clock using multiple identifiers, including:
- International Bank Account Numbers (IBANs)
‘Jaywan’ is the UAE’s national domestic card payment scheme, launched by the Central Bank to strengthen the country’s payments ecosystem and support the growth of the digital economy.
The scheme provides customers with an additional secure and efficient payment option, enabling them to complete federal financial transactions with greater ease and flexibility.
Source: Emirates 24|7