Avaloq enters US wealth management market with launch of Mosaic platform

Cloud-native, modular platform enables wealth managers to unify investment data, personalise portfolios and adopt AI-driven capabilities without replacing existing systems

Avaloq, a global wealth technology company and part of NEC Corporation, has announced its entry into the US wealth management market with the launch of Avaloq Mosaic, a modular platform designed to help financial institutions modernise investment technology while retaining their existing infrastructure.

The new platform enables wealth managers to connect fragmented investment data and portfolio management processes across multiple systems, allowing firms to introduce new capabilities progressively without undertaking a complete technology overhaul.

The launch comes as US wealth management firms face growing pressure to deliver personalised investment services, improve operational efficiency and adopt AI-enabled business models. Complex technology environments, often developed through years of expansion and acquisitions, continue to present challenges for integrating data and scaling portfolio management operations.

Avaloq Mosaic addresses these challenges through a composable, cloud-native and API-first architecture designed to integrate with existing technology ecosystems.

The platform initially introduces two core capabilities, Portfolio IQ and Allocator.

Portfolio IQ provides a real-time view of investment information by consolidating holdings, transactions and portfolio data across multiple accounts, custodians and other sources. The capability enables wealth managers to access a unified investment view and improve visibility across complex client portfolios.

Allocator supports portfolio construction, personalisation and ongoing investment management by translating investment strategies into portfolios across large and diverse client bases. The solution is designed to help firms implement tailored investment approaches at scale.

Together, the two capabilities establish an integrated foundation for investment data management and portfolio operations.

Avaloq Mosaic also includes Agent Connect, which enables AI tools to access verified investment data through governed connections, supporting financial institutions seeking to introduce AI capabilities within controlled operating environments.

The company plans to expand the platform with additional capabilities, including Tax for tax-aware investment management, Asset Servicing for position keeping and securities-event administration, and Lending for margin and securities-backed lending decisions.

Martin Greweldinger, Group CEO of Avaloq, said: “The U.S. is the world’s largest and one of the most sophisticated wealth markets, with distinct demands on the technology supporting advisors and clients. For more than four decades, Avaloq has built and operated technology for wealth managers across major global markets. With Avaloq Mosaic, we are bringing that experience to the U.S., giving firms the flexibility to modernize their technology, make better use of their investment data and introduce new capabilities without replacing the systems they already rely on.”

Suzzanna Gill, President, Avaloq U.S., highlighted the increasing complexity facing wealth management organisations as they seek to balance operational scale with growing client expectations.

“U.S. wealth managers are balancing greater scale with increasingly sophisticated portfolios and rising client demand for faster, more personalized insight, often on technology infrastructures built over many years. The opportunity for firms is to connect investment data with processes they already have, so they can modernize where it creates the greatest business impact,” Gill said.

Supporting its US expansion, Avaloq has established a regional leadership team with experience across wealth management, brokerage, advisory technology and business transformation.

Gill brings experience in wealth management transformation and developing technology-enabled businesses in the US. Joel Lewis, Managing Director, U.S. Region, contributes expertise spanning self-directed brokerage, advisory services, product strategy and business development.

Avaloq currently supports more than 170 financial institutions globally and reinvests 20 per cent of its software revenue into research and development.

The US launch marks a further step in Avaloq’s international expansion, positioning its modular technology offering to support wealth managers seeking greater flexibility, data integration and scalable digital transformation.